1. Acceptance of Terms
By accessing or using the Bearuang Budget web application, WordPress plugin, or any related services, you signify your agreement to be bound by these Terms of Service. If you do not agree to these terms, please do not use our software or services.
2. Changes to these Terms
We reserve the right to modify, update, or change these Terms at any time without prior notice.
- Stay Informed: It is your responsibility to check this page periodically for updates.
- Consent through Use: Your continued use of the web app or plugin after changes are posted constitutes your formal acceptance of the new Terms.
3. “As-Is” Service & No Responsibility
Bearuang Budget is a tool for organization and tracking.
- No Liability: We provide this service “as-is” and “as-available.” We are not responsible for any financial losses, data loss, errors, or “math bugs” that may occur.
- Not Financial Advice: We are not financial advisors. Any data generated is for informational purposes only. You are solely responsible for your financial decisions.
4. Privacy & Data Handling
Your privacy is important to us.
- Data Usage: We collect the data you input (expenses, income, etc.) strictly to provide the app’s functionality.
- No Selling: We do not sell your personal financial data to third parties.
- Cloud Security: While we use industry-standard security for the Cloud version, no system is 100% secure.
5. Data Sovereignty: Cloud vs. Self-Hosted
We offer two ways to use Bearuang Budget depending on your privacy needs:
- Cloud/Plugin Version: Data is stored on our managed servers for your convenience.
- Self-Hosted Version: If you require absolute privacy, 100% data ownership, and full control, please use the Self-Hosted version.
- Self-Hosted Disclaimer: When self-hosting, you are 100% responsible for your own server security, backups, and data integrity. We have zero access to or responsibility for self-hosted installations.
6. Termination
We reserve the right to terminate or suspend access to our web app or plugin immediately, without prior notice, if you breach these Terms.